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Family Income Benefit

This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

The payments are not normally subject to income tax but may impact some state benefits.

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THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

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Insight Financial Services is a trading style of Quilter Financial Planning Solutions Limited which is authorised and regulated by the Financial Conduct Authority. Registered as a Limited Company in England and Wales No. 03276760. Registered Office: Senator House, 85 Queen Victoria Street, London, United Kingdom, EC4V 4AB

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